NIVA Broker Programs & Information

Purchase, Rate/Term Refi, & C/O Refi

Loan Amount and LTV limits vary per Investor

Credit Score

Credit score minimum requirement varies per Investor, but are typically 600 or greater. For credit scores less than 600, e-mail for review/guidance to establish if an eligible program is available.

Property Type Eligibility:

SFR, PUD, Condo, Manufactured, & *Commercial Mixed Use/Business Use

* Mixed Use (N/O/O DSCR programs Only)

First National Bank of America (FNBA)

Loan Program Page

Account Executive: Eric Martin
Phone: 516.679.6518

Loan Programs: No Ratio (NIVA); ITIN; P&L; Bank Statement

TPO Connect Login FNBA Website


Loan Program Page

Account Executive: Juan Hernandez
Phone: 858.252.2807

Loan Programs: No Ratio (NIVA); Jumbo; Bank Statement; P&L; DSCR; 2nd Mortgage

Omnia Login FundLoans Website


Loan Program Page

Account Executive: Prince Rasheed
Phone: 602.848.2803

Loan Programs: No Ratio (NIVA); DSCR; Non-QM Alt Doc; Foreign National DSCR; ITIN

HERO Login Champions Website

Acra Lending

Loan Program Page

Account Executive: Chris Cazares
Phone: 949.799.3418

Loan Programs: Bank Statement; DSCR; ITIN; Foreign National; NIVA

Acra Login Acra Website