NIVA Broker Programs & Information
Purchase, Rate/Term Refi, & C/O Refi
Loan Amount and LTV limits vary per Investor
Credit Score
Credit score minimum requirement varies per Investor, but are typically 600 or greater. For credit scores less than 600, e-mail loanscenarios@renewlending.com for review/guidance to establish if an eligible program is available.
Property Type Eligibility:
SFR, PUD, Condo, Manufactured, & *Commercial Mixed Use/Business Use
* Mixed Use (N/O/O DSCR programs Only)
First National Bank of America (FNBA)
Loan Program PageAccount Executive: Eric Martin
Phone: 516.679.6518
Email: eric.martin@fnba.com
Loan Programs: No Ratio (NIVA); ITIN; P&L; Bank Statement
FundLoans
Loan Program PageAccount Executive: Juan Hernandez
Phone: 858.252.2807
Email: jhernandez@fundloans.com
Loan Programs: No Ratio (NIVA); Jumbo; Bank Statement; P&L; DSCR; 2nd Mortgage
Champions
Loan Program PageAccount Executive: Prince Rasheed
Phone: 602.848.2803
Email: prince@champstpo.com
Loan Programs: No Ratio (NIVA); DSCR; Non-QM Alt Doc; Foreign National DSCR; ITIN
Acra Lending
Loan Program PageAccount Executive: Chris Cazares
Phone: 949.799.3418
Email: christopher.cazares@acralending.com
Loan Programs: Bank Statement; DSCR; ITIN; Foreign National; NIVA